Legal access depends on local law
Our Legal position is simple: you should use the service only where local law permits and only after checking that access is available to you. We apply the account details you submit to confirm account ownership, match a payment record and investigate an unusual wallet event.
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DANA, OVO, GoPay, QRIS, virtual account and bank transfer references may appear in your account history because they help us trace a transaction. A request involving BCA, BRI, Mandiri or BNI may require the account holder name and transfer reference to match. We may pause an
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account review when details conflict or a payment cannot be identified. The policy does not promise access in every location; eligibility depends on local law and the terms shown during account creation.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.